I agree I would just say that while you thought many items were very nice, they aren't in your budget right at this moment. That really is a hard situation, and I'm often the same way...I hate hurting my friends feelings.
Off topic sorta but along the lines of money, Cole, I have been meaning to ask...your husband does cell phone sales, correct? Dh has been thinking about getting into that (as we both hate wal-mart oh-so-much at this point!). Would you mind PMing me any thoughts, suggestions and info you may have about it all, if that is what he does? DH is still going to apply at Costco after he uses his sick time for the baby, since we don't want to leave a month's worth of sick time for the company to keep.

But, Costco is notoriously hard to get into.

Thanks soooo much in advance!!